Gravity Fully Launches Its Content Personalization Tools, Making Them Available To Any Publisher

A little more than three years after the company was first announced, personalization startup Gravity is doing a big launch today, opening up its suite of APIs so that they're available to any publisher who wants to use them. Founded by a trio of former Myspace executives, Gravity has created an "interest graph" mapping different topics, which it then uses to recommend different content to users based on their activity on a given site. As the technology becomes better-acquainted with each visitor, the recommendations should improve.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/TJbllJdWDzQ/

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Appeals judges: Anti-paparazzi law appears legal

FILE - In this Nov. 18, 2012 file photo, Justin Bieber accepts the award for favorite album - pop/rock for "Believe" at the 40th Anniversary American Music Awards, in Los Angeles. Bieber is one of several stars whose homes have been targeted by pranksters who place fake 911calls to try to draw out large police responses in a hoax known as swatting. The rash of calls against celebrities is taxing police resources and prompted two California lawmakers to propose stiffer penalties for convicted swatters. (Photo by John Shearer/Invision/AP, File)

FILE - In this Nov. 18, 2012 file photo, Justin Bieber accepts the award for favorite album - pop/rock for "Believe" at the 40th Anniversary American Music Awards, in Los Angeles. Bieber is one of several stars whose homes have been targeted by pranksters who place fake 911calls to try to draw out large police responses in a hoax known as swatting. The rash of calls against celebrities is taxing police resources and prompted two California lawmakers to propose stiffer penalties for convicted swatters. (Photo by John Shearer/Invision/AP, File)

LOS ANGELES (AP) ? An appeals panel says California's anti-paparazzi statute appears to be constitutional based on a brief filed by prosecutors.

A preliminary statement by three judges in Los Angeles requires a judge who dismissed charges aimed at a paparazzo who authorities say was driving recklessly to review his order. The judge may stick to his ruling, which would trigger a full appeal, or he could schedule further arguments on the case against freelance photographer Paul Raef.

Raef was the first person charged under the new law after a high-speed chase involving Justin Bieber last year.

Superior Court Judge Thomas Rubinson dismissed two charges in November, ruling the law is too broad and is unconstitutional.

Raef's attorney David S. Kestenbaum says he is asking Rubinson to stand by his ruling and allow a full appeal.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/4e67281c3f754d0696fbfdee0f3f1469/Article_2013-01-31-US-Bieber-Paparazzo/id-f49f5a1ae0834620b2a70d786432d44d

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5 Business Insurance Resolutions for 2013 - texas associates blog ...

January is always a month for resolutions. It?s a time when we all swear to ourselves that we?ll make improvements in our lives. And we usually achieve that change in January. The problems arise in February and March.?Business owners?often treat insurance in the same way. It?s vital at renewal time, and then it drifts into the background.

But business insurance should always be at the forefront of your thinking, because your business? survival may rely on it one day. Here are five resolutions every business owner should make to ensure their business remains secure in 2013.

Talk About More than Business Insurance

A common trap a lot of business owners fall into when they talk to their agent is they focus on business insurance. They want to know about coverage, exclusions and deductibles and aren?t interested in discussing their wider business. When you deal with?your agent, you should tell them about your business as a whole. Talk about your goals and your strategy; that will give them more opportunities to assess risk and identify areas for improvement.

Focus on Risk not Premiums

With that in mind, it?s also important that you focus your?business insurance?conversations on risk. Reducing your insurance premiums will save you money, but it won?t protect you if you encounter an unexpected risk. In 2013, make sure you treat insurance as a part of the risk management process, not the target. That?s the way your agent will see it.

Beware Emerging Risks

It?s also important that you remain vigilant throughout the year. New risks emerge all the time and they won?t wait until your next renewal or your next meeting with your agent. You can?t afford to stop thinking about?risk.

Keep Monitoring Risk Procedure

And it?s not just new risks that can catch you out. Current risk management procedure needs to remain in place. Too often business owners sign off on?business insurance?portfolios and risk strategy and then put it aside. For risk management to be effective, it needs to be monitored. All it takes is one employee or department to stop enforcing it for the whole system to fail.

Train and Update Constantly

As well as monitoring your risk procedures, you need to keep your staff up to date on them. That means regular training and refresher courses. It?s your responsibility to ensure your employees have the required knowledge and skills to do their jobs, that includes managing risk.

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Source: http://txassocblog.wordpress.com/2013/02/01/5-business-insurance-resolutions-for-2013/

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Lock your Financial Deficiency with Unsecured Loan - Free Articles ...

Presently, loan has become the primary medium to survive their day-to-day life. In UK most of them apply for some or the other loans when they lack in hard cash to fulfill his needs. To fight from this situation one has to take the advantage of loan. But choosing the right loan for sudden financial emergency is a tough one and this is very essential for future financial plans. You may be in search of Quick heal for the temporary financial emergency.

Unsecured loans can do a lot when you are in urgent need of hard cash as these loans are available in plenty. There are several online lender available before apply evaluate the requirements of cash this will save time and money. The eligibility criteria are least and compact to qualify but it becomes tough to obtain approval when you are not able to meet the criteria.

If you are facing an urgent need of cash and are not to assemble ample amount from anywhere then don?t hesitate. Unsecured loans are the loans which suits the best for your needs. The funds are accessible easily without any hassles. It may be difficult for person to control his daily expenditure with the fixed monthly salary and some time the expenses runs out of our reach. Getting an unsecured loan will help to flee your present finance troubles and lend you handsome funds to cover your debits.

Gaining a loan is not permanent remedy for all problems; it is just a temporary solution for the financial difficulties. Unsecured loans is truly a solution when you are in need of urgent cash but if you fail to repay the loan then this will affect you adversely for your future plans. Because of the high interest rates of this loan, if you miss your repayment terms then this would trouble you a lot. It is always better that when you acquire loan of high interest rate make your payments on time and manage you finance with proper plans otherwise this unpaid bills will mess up and will mount into a critical condition.

Unsecured loans will be the appropriate loans to fix your problems. There are lots of online lenders available to provide you these financial solutions as this are available in instant time and in high interest rates compared to that of other traditional loans. This loan is available without any collateral but if you miss your repayment then the lender is capable to take on the actions to cover the loan amount and you may face the serious problems.

So, it is always better to plan your finance and keep the search on top for the best deal which can bring loan-term benefits for your finance and light up your future.

Jacob Serum is a news paper editor. His article is present on the business magazines. He promotes the loans implementation strategy. For more information such as unsecured loan, bad credit unsecured loans, fast unsecured cash loans, unsecured loan for bad credit people and visit Unsecured Loan Company.

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Contact jacobserum at jacobserum@gmail.com

Source: http://www.articleplate.com/business/financing/lock-your-financial-deficiency-with-unsecured-loan/?utm_source=rss&utm_medium=rss&utm_campaign=lock-your-financial-deficiency-with-unsecured-loan

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Georgia tornado caught on camera - video

Amateur footage captures a tornado as it sweeps through the state of Georgia on Wednesday. There have also been twisters in Mississippi, Indiana and Tennessee and at least two people are reported to have died. The severe weather, which has seen homes destroyed, is unusual for January when disruption is more often caused by snow

• Source: ITN
• Length: 38 sec
• Thursday 31 January 2013

Source: http://www.guardian.co.uk/world/video/2013/jan/31/tornado-rips-southwest-us-video

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iPhone users pay higher cell phone bills than any other smartphone user

iPhone users pay more in carrier fees on average than the users of other smartphones. New data indicates that 60% of iPhone users spend at least $100 per month on their cellular plan, with 10% spending $200 or more. Conversely, only 53% of Android users pay over $100 per month, with 7% paying $200 or more. Consumer Intelligence Research Partners (CIRP), the company that provided the data, says that this spending has little to do with usage habits, according to the Wall Street Journal:

?We think it has to do with their data plans and carriers, rather than their usage habits,? CIRP co-founder Michael Levin explained. ?They are all on expensive data plans, unlike Android users, some of which are on prepaid or unsubsidized plans with regional carriers.?

This is not really surprising. Verizon and AT&T, the two largest wireless providers in the United States, also charge their customers the most. Plans on Verizon start at $100 per month, with $40 for line access, and $60 for 2 GB of data. By comparison, they charge $10 per month for tablet access. AT&T starts individual customers at $60 per month, with $40 for 450 minutes, $20 for 300 MB of data, and no included text messaging.

But just because the carriers are charging more for these smartphones doesn?t necessarily mean that they are making more money, as the iPhone has higher subsidies than other phones in its class. Carriers use the more expensive plans to make back more of their money faster than they used to.

What is your wireless plan like? Have you found ways of saving money on these plans? Let us know below in the comments.

Source: Wall Street Journal

Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/yxrodLftR2w/story01.htm

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Facebook?s Zuckerberg Hints At Bigger, More Media-Rich Ad Formats

A lot of the discussion during Facebook's earnings conference call today revolved around all the stats that the company offered about the fourth quarter performance of various ad units. However, Facebook executives also talked (in a very general way) about their ad plans for 2013, with CEO Mark Zuckerberg saying that the company will be both improving its ad targeting and launching new formats. Asked what kinds of formats we can expect, Zuckerberg pointed to what he said is one of the company's longtime design principles: "We want the organic content to be of the same basic type of format as paid content." Advertisers, meanwhile, usually want "really rich things like big pictures."

Source: http://feedproxy.google.com/~r/Techcrunch/~3/PeKeuthTiRs/

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