CNBC's John Harwood reports on who Mitt Romney is likely to choose as his vice presidential running mate.
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Using Just These Few Simple Strategies, You Can Literally EXPLODE Facebook to Create Traffic, Leads and Profits
?When I decided to launch Social Media Examiner?s Facebook page I?turned to?Amy?Porterfield. Not only did?Amy?help me build a super?attractive Facebook page, she also took an active role in the?day-to-day management of our page. In less than 10 months we grew an?active fan base of more than 16,000 people using?Amy?s techniques. ?I?strongly recommend her.?
As the internet and Social Media evolve one thing is clear ? Facebook is king. Fast approaching 1,000,000,000 members (yes that?s ONE BILLION), Facebook is the site where everyone is spending time online!
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Suppose you wanted to teach a sociology of finance course to undergraduates. Before teaching them about specific theories, traditions, or histories in the sociology of finance (SSF or New Economic Sociology or political economy, say), you want to introduce modern finance empirically. What is finance? What is it made of? Who are the most important actors, the most important kinds of firms, etc.? What professions influence finance (from law to engineering)? Which regulators are important globally or domestically? Etc.
My question is: how would you teach this material? And most importantly, are there any particularly excellent sources (textbooks, articles, etc.) that do a good job of simply laying out the field of finance in its messy details, but in a level accessible to someone whose existing exposure to modern finance is limited? To put it another way, what I am looking for is an introduction to the ecology of finance aimed, or at least accessible to, non-specialists.
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English Grammar & Writer?s eBooks
English Grammar & Writer?s eBooks
English | 71 Ebooks | PDF | 458 MB
71 writer?s guides and grammar eBooks. Books are in assorted formats, but primarily PDF. A free DJVU reader is included for the two books in that format.
File List:
1000 Quick Writing Ideas.pdf
A Practical English Grammar (MS Word)
Advanced English CAE Grammar Practice.pdf
American Accent Training.pdf
Associate Press Sports Writing Handbook.pdf
Basic English Grammar, Book 1.pdf
Basic English Grammar, Book 2.pdf
Ben Bova ? The Craft of Writing Sci-Fi.pdf
Better Writing Right Now.pdf
Beyond Snobbery_Grammar Need not be Cruel to be Cool.pdf
Business Grammar Style and Usage_Desk Reference.chm
Business Vocabulary in Use (2002).pdf
Cambridge English Grammar In Use (Intermediate incl Answers).doc
Check Your Vocabulary for English for the IELTS Exam.pdf
Collins Cobuild Student?s Grammar.doc
Complete Idiot?s Guide to Grammar & Style, 2nd Ed (2003).pdf
Comprehensive Grammar.pdf
English Brainstormers_Ready-to-Use Games and Activities.pdf
English for Business Communication.pdf
English Grammar for the Utterly Confused.pdf
English Grammar Workbook for Dummies.pdf
English Grammar_Practice for Upper Intermediate Students (2000).pdf
English Vocabulary in Use (Elementary).pdf
English Vocabulary in Use (Pre-intermediate-Intermediate).pdf
English Vocabulary in Use (Upper Advanced).pdf
Essential Grammar in Use_Supplementary Exercises.pdf
Grammar and Usage for Better Writing (2004).pdf
Grammar in Use_Reference and Practice for Intermediate Students of English.pdf
Grammar Practice for Upper Intermediate Students.pdf
Handwriting Success Secrets.pdf
How English Works.djvu
How English Works_Grammar Practice Book.djvu
Ins and Outs of Prepositions.chm
Longman English Grammar Practice Intermediate_Self- Study Ed.pdf
Modern English Grammar.doc
New Grammar Practice (Pre-intermediate with key).pdf
NTC?s American Idioms Dictionary.pdf
On Writing by Stephen King.pdf
Oxford ? Basic English Usage.pdf
Penguin Dictionary of American English Usage and Style.pdf
SAT Writing Essentials.pdf
Schaum?s Quick Guide to Essay Writing.pdf
Smart Thinking_Skills for Critical Understanding and Writing, 2nd Ed.pdf
Speak English like an American.pdf
Steps to Writing Well.pdf
Technical Writing Made Easier.pdf
The A-Z of Correct English_Common Errors in English.pdf
The A-Z of Medical Writing.pdf
The Art of Writing and Speaking the English Language.pdf
The Funbook of Creative Writing.pdf
The Grammar of English Grammars.pdf
The Handbook of Good English.pdf
The New Fowler?s Modern English Usage.pdf
The Online English Grammar.pdf
The Oxford Essential Guide to Writing.pdf
The Oxford Guide to English Usage.PDF
The Ultimate Verbal Phrase Book.doc
Torrent downloaded from Demonoid.com.txt
Vocabulary Basics for Business (2002).chm
Webster Essential Vocabulary.pdf
Webster Guide to Grammar and Writing.chm
When Bad Grammar Happens to Good People.pdf
Word Formation in English.pdf
Write to the Point_How to Communicate in Business with Style & Purpose.pdf
Writing at University.pdf
Writing for Animation, Comics, and Games.pdf
Writing for Computer Science.pdf
Writing for Science.pdf
Writing from Start to Finish.pdf
Writing Skills_Success in 20 Minutes a Day.chm
Writing the Short Film, 3rd Ed.pdf
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The Raven (2012) DVDRiP XviD
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The report, which also found a high number of veterans? family members living without insurance, notes such rates are highest in states that have made little progress in implementing provisions of the Affordable Care Act. These states account for 40 percent of uninsured veterans.
Despite having higher rates of health insurance than the general population, ?an estimated 1.3 million veterans lack health insurance coverage and do not use VA health care,? noted the study?s co-author, Genevieve Kenney, who points out a majority of uninsured veterans tend to be younger and less well educated.
The study, released Thursday by the non-partisan Urban Institute, comes as the nation awaits a Supreme Court decision on the fate of the ACA. A ruling is expected in June.
If upheld, about 630,000 uninsured veterans under the age of 65 would likely qualify for Medicaid, the state and federal health insurance program for the poor, which would be expanded under the law. Under current law, just one in 10 qualifies for the program.
Another 520,000 uninsured vets would be eligible for subsidized health coverage in new marketplaces, or insurance exchanges, mandated under the ACA. This would also benefit close to 80 percent of the nearly one million family members of uninsured vets.
There are currently around 13 million veterans between the ages of 19 and 64 living in the United States. Some 17 percent of those without insurance report suffering from service-related disabilities or functional limitations, while 41 percent say they have unmet medical needs. Another 34 percent say they have delayed care due to cost, the report notes.
With two wars winding down in Afghanistan and Iraq, the findings also showed that one in four uninsured veterans served between September 2001 and 2010.
The report is the first to examine rates of health insurance among veterans on both the national and state level. There are several states with more than 14 percent uninsured ? Louisiana, Oregon, Idaho and Montana. On average, uninsurance is higher among those that have ?taken only limited steps toward implementing exchanges under the ACA,? according to the report.
Texas and California are each home to more than 100,000 uninsured vets, the study found.
While the authors of the report say more aggressive implementation of the ACA would help ameliorate the problem, J.P. Tremblay, spokesperson for the California Department of Veterans Affairs, says the real issue is making sure vets understand the benefits available to them through the VA system.
?Many don?t know,? says Tremblay, who explains that when returning home, soldiers ?get a week of transition services? ? meaning they sit in a class while someone lectures them on accessing benefits. The problem, he says, is that most are only thinking of one thing, and that?s ?getting home.?
Tremblay says the ACA is in many ways modeled after the VA system, which he describes as ?top notch,? adding that all returning vets are guaranteed coverage for the first five years. The challenge, he says, is ?getting into the system.?
Post-Traumatic Stress Disorder (PTSD) and other maladies common to service members can take time to manifest, he explains, so many put off registering. When they do experience symptoms, it can exacerbate frustrations of trying to register for the first time.
Reports of lengthy waits and delayed process times for claims have become fairly common since the start of the wars in Afghanistan and Iraq.
The Urban Institute report also suggested that proximity to a VA center could be one of the reasons explaining whether or not service members accessed the health care that was available to them. Expanded coverage through the ACA, authors contend, would provide a greater availability of options for veterans and their family members.
They do note, however, that with increased options come problems of fragmented care. Those accessing both VA and non-VA coverage, for example, may need ?targeted assistance? to help them make informed choices that do not disrupt the care they have been receiving.?
With uninsured veterans accounting for roughly 5 percent of the nation?s 47 million people without health insurance, the study concludes, ?more aggressive ACA implementation? will help ensure they get the care they need.
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SEVILLE, Spain (Reuters) - Sleeping on inflatable mattresses with just a few boxes to hold their belongings, 32 families have occupied an empty new apartment block in Seville in southern Spain to put a roof over their heads after being thrown out of their own homes.
They share a single cooker and a cheap brown sofa left behind by the builders. To others facing the prospect of living on the streets the families are living in luxury and they have set up a 24-hour watch to keep hopefuls out.
Squatting is rare in Spain but it has been on the rise because the 2008 property crash left thousands of buildings empty and the economic recession has led to soaring unemployment and home eviction rates.
Public spending cuts as the government tries to prevent Spain sinking further into the euro zone debt crisis have made the situation for many people even worse and new groups have sprung up to protest or help people improve their lives.
"We're not anti-establishment. We just don't want to live in the streets. With so many buildings like this and so many normal people facing eviction, we hope we inspire others to do the same," says unemployed squatter Irma Blanco, 35.
The building, a short walk from the centre of the capital of the Andalucia region, was finished just three years ago and has double glazing and new wooden floors but the developer was not able to sell the apartments.
The occupation was organised by members of the M-15 group which has spotted an opportunity in the country's estimated o ne million empty homes for the growing number of homeless.
M-15, also known as the Indignados (Indignant) protest movement born on May 15, 2011 when hundreds of thousands of people occupied main squares around the country to demand change.
The Indignados' public protests have largely died down, but M-15 activists have formed neighbourhood assemblies all over Spain that help in a variety of causes, including blocking court-ordered evictions of mortgage defaulters.
"I have always fought for people's right to a home, which I think is a fundamental right," said Antonio Buenavida, 57, an M-15 activist who helped set up the squat.
SYMPATHY
Once left over construction material was cleared from the corridors, the families moved in all together at 7 a.m. on a Tuesday, and sat in the dark for three days, blinds drawn, worried they would be evicted.
When no one came, they opened the shutters and hung out sheets on their terraces with painted slogans such as "fair housing."
Andalucia is home to a quarter of Spain's 5.6 million unemployed. Known for olive groves, beaches and bull fighting, the region is also increasingly notorious for its poverty.
The families seem to have found some sympathy among the local population.
A spokeswoman for Seville city hall said the government would not evict unless the building's owner, Maexpa, lodged a complaint. Reuters was not able to reach Maexpa for a comment.
And the inhabitants say that the police have helped to protecting them from other would-be squatters.
Ibercaja, the savings bank that funded the development said it was also not planning to take any action.
"The building's ... owned by Maexpa. What they chose to do about the squatters is up to them," said a spokeswoman for Ibercaja, the savings bank that funded the development.
She said Maexpa had stopped paying its loan for the building project but that Ibercaja has not started legal proceedings.
Spanish banks have become one of the economy's main problems, saddled with an estimated 184 billion euros worth of repossessed property that they cannot sell and loans to developers.
The government announced its largest ever bank rescue on Friday for Bankia and economists say there is little hope of Spain emerging from recession until many banks have cleaned up their balance sheets so they can restart lending.
DIGNITY
Given the grim scenario for the economy, M-15 is looking at ways to move other homeless people into thousands of other unoccupied housing units in Seville.
During a Thursday night meeting at the squat, a long list was drawn of other families keen to be included in the next occupation.
"These are wonderful people. It's beautiful that there's a little humanity in the world. I don't want riches. I'm a simple woman. I just want a little dignity," said Anika 35, who moved in to the apartment with her son and daughter, 18 and 6.
Like other Spaniards Anika is disgusted with the government for cutting education and health spending while spending tens of billions of euros to rescue banks saddled with bad debt from the real estate crash.
She lost her job last November, a full time position in the hotel industry which paid 600 euros a month, and since has only scraped some money to feed herself and her children through cleaning or posting flyers on cars.
Her rent, before she was thrown out, was 500 euros a month.
In more than 1.7 million homes in Spain every family member is out of work and courts evicted 100,000 mortgage defaulters in 2010, four times the number three years earlier.
"This place has given us hope. Neither my husband nor I will die in the street," said Ana Lopez, 77.
She lives in the pilot flat, set up to show prospective buyers, which now serves as a communal kitchen because it boasts the only stove and refrigerator in the block.
Lopez and her ailing 70-year-old husband claim just over a 1,000 euros a month in pensions, though with an increasingly reliant extended family, the aid is stretched thin.
"With that we take care of our two children, who have families of their own and three children between them. None are working and both families have also found flats here," she said.
(Editing by Fiona Ortiz and Anna Willard)
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Wedding planning, when not handled correctly, can drain all the joy out of the days preceding your ceremony. Here are a variety of tips that are designed to get you what you need for your wedding.
If you have the time for it, do something fun and relaxing just for yourself on your wedding morning A great massage would be one way to make sure you feel your best on your wedding day.
As you seek out a dress, don't just think about the kind of dress you'd like to wear, also consider what sorts of dresses will flatter your body. If you are not very tall, steer clear of getting your dress altered, just go to the petite section. You will notice the difference and your guests will too!
Don't be fearful about letting other people help out with segments of planning your wedding. Your wedding is a major life event, so it's natural to want to be part of the entire process to make sure it goes right. However, there may be a point when you are in over your head, and in such cases, it is important to recognize that it might be better to trust a more qualified professional to do the job properly.
Rent diamonds on your wedding day. These can help you look amazing on a budget. You will be able to choose between many different kinds of jewelery while sticking to your budget.
Big centerpieces are overpriced and overrated, often taking more from table conversation than they add to it. As an alternative, try selecting a simple but elegant centerpiece that isn't too large or overwhelming. You will then allow people to have a conversation without unnecessary distractions; this will bring your guests closer.
If you have ample time but a small budget, save some money by printing your wedding invitations yourself. You can purchase invitation kits for a small cost, much cheaper than ordering invitations, and they let you personalize everything on your cards from the color to the font and wording.
See if you can find a willing helper who can assist you with looking after your equipment and moving it when necessary. Your assistant can also be useful when it comes to group shots and rounding up all the required family members.
If you want your colorful wedding cake as the focal point of your reception, present it on a coordinating fabric tablecloth. Whether you choose patterns or solids, the fabric should add another dimension of visual interest and help to tie your wedding cake in with your wedding theme.
It is a good idea to hear the speeches of those who will be speaking at your wedding so you know that their comments will be appropriate. Many generations and people of differing viewpoints will attend your wedding, so your speech makers need to make their speeches geared to everyone and not just play to their own friends.
Take the time to carefully consider the most important aspect of the wedding, your future spouse. Absolutely do not make this life-changing decision in haste. Weigh everything you know about your loved one, and think about everything involved with living with this person forever.
Start a savings account that is intended just for your wedding expenses. Establishing a budget on paper and delegating how much to spend in each area will help you stick to the budget. If you're not ready to get married, start saving now, so you can use the money later.
A professional wedding consultant can make the planning of your wedding go more smoothly, as well as providing assistance on the big day itself. Weddings can sometimes be stressful when things do go wrong. If you have a professional, they can handle the little details and any emergencies that might come up. This will allow you, your spouse-to-be, your family and your guests to simply enjoy your special day.
Apply for a credit card that has a rewards program before paying for event services. Weddings can be expensive and having a card with miles and deals is vital. All of these charges add up quickly when paying for a wedding, allowing you to rack up some great rewards in the process.
Make certain to send an online itinerary to your guests with the events, so they know how they should schedule their day and which part they are looking to attend. Include relevant information about the rehearsal dinner, reception and so on, so that each person knows where to be.
Let your control issues go, and allow your friends and family to get involved in the planning of your wedding. It is natural to want to participate in all aspects of planning, especially since your wedding is such a personal affair. However, there may be a point when you are in over your head, and in such cases, it is important to recognize that it might be better to trust a more qualified professional to do the job properly.
If you want to avoid allergies or the expense of floral arrangements, consider using potted plants to decorate your wedding space. You also have several choices for pot decorations. For example, two common pot options are ceramic pots and terracotta stoneware. You can also decorate the pots yourself by painting them, or dressing them up with ribbons. With the potted plants, you can either take them home for yourself, or you can go ahead and let guests take them home as wedding gifts.
One key consideration when setting up seating for your wedding meal is to avoid having an odd number of guests at any table. If you put people of the same age together at tables they will have more to talk about.
Divide your table settings evenly. Don't put an odd number of people at any table. Group people at tables by age so that common ground for conversations exists.
If you are planning an outdoor reception, make sure that your caterer is aware of this. Some foods are not suitable for an outdoor reception because they may not keep well or they may fly away in heavy wind gusts. You may consider using decorative covers for your dishes. If you feel a need to have cold drinks present, a mini refrigerator should work nicely.
Apply this advice for a well planned wedding that gives you enough time to relax and remember why you are getting married in the first place. Your wedding will be a day you will never forget, so make it what you want it to be.
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